Our Promise

We are the Insurance Information Institute. Since 1960, the "Triple I" has had a single mission: To improve public understanding of insurance—what it does and how it works. We are here to serve everybody: consumers; students and educational institutions; insurance professionals; government and regulatory organizations; and the media. Learn More
Insurance Industry 2018 - Commentary on year-end financial results

For the U.S. property/casualty (P/C) insurance industry, 2018 was a year of unusual experience. Results were good in comparison with 2017—but 2017 was a horrible year. Premiums, investment income and profits rose, buoyed by a surprisingly strong U.S. economy, but interest rates sagged, and fears of a looming recession grew.

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New and Trending

Other Insurance Topics Boat insurance and safety

Boats afford recreation and adventure to their owners, but they come with risks, as well. Don’t let an accident or disaster sink you—understand how to insure your prized vessel, and make sure that your coverage is shipshape.

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Insight + Analysis

P/C quarterly economic snapshot: Are we headed toward a slowdown?

This report focuses on the key economic indicators pertinent to the property/casualty (P/C) insurance industry, and takes a deep dive in the following areas: the HO exposure base; catastrophe claims by season; commercial property premiums; and P/C industry operating ratio. The presentation also includes a special section on vehicle travel prediction. 

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I.I.I. Glossary

DEFERRED ANNUITY- An annuity contract, also referred to as an investment annuity, that is purchased either with a single tax-deferred premium or with periodic tax-deferred premiums over time. Payments begin at a predetermined point in time, such as retirement. Money contributed to such an annuity is intended primarily to grow tax-deferred for future use.

TITLE INSURANCE- Insurance that indemnifies the owner of real estate in the event that his or her clear ownership of property is challenged by the discovery of faults in the title.

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If you're curious about how #medical #marijuana affects traffic safety and drivers’ abilities, download our report about #marijuana impairment. Then, share the report to help spread awareness around #medicalmarijuana: https://bit.ly/2YswW7E #cannabis #impaireddriving

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2 weeks ago

If you're curious about how #medical #marijuana affects traffic safety and drivers’ abilities, download our report about #marijuana impairment. Then, share the report to help spread awareness around #medicalmarijuana: https://qoo.ly/x3f6t #cannabis #impaireddriving

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Stay up-to-date with all the latest #insurance industry news and trends with the Daily newsletter. Contact us to learn about #membership opportunities that include the Daily subscription. #IIIDailyMP #NewYorkTimes #TheBostonGlobe #NBCNews #LATimes #InsuranceJournal The New York Times The Boston Globe NBC News Los Angeles Times Insurance Journal

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We don’t like to blow our own horn, but we had a great National Hurricane Conference in NOLA. To get in tune with hurricane prep, use our tips at https://bit.ly/2rxWG3D

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3 weeks ago

If you live in a hurricane zone, The Weather Channel's hurricane expert, Dr. Rick Knabb, says there are five things you need to do right now. #NHC2019 #NOLA #Hurricane #WeatherChannel

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3 weeks ago

“You want to think of flood insurance as part of a total package of protection.” The I.I.I.’s Lynne McChristian on flood preparedness, at National Hurricane Conference General Session in New Orleans. #NHC2019 #NOLA #Flood #Hurricane #Insurance

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3 weeks ago

I.I.I. non-resident scholar, Lynne McChristian and James McDaniel, Hurricane Katrina survivor, explain how creating a video home inventory can help families rebound and recover quicker and more completely after a catastrophe. #NHC2019 #NewOrleans #NOLA #Hurricane #Insurance

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3 weeks ago

I.I.I.’s Non-resident Scholar Lynne McChristian addresses in importance of flood insurance during this afternoon’s National Hurricane Conference General Session in New Orleans. #NHC2019 National Hurricane Conference

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3 weeks ago

Singin’ the blues because you aren’t at the National Hurricane Conference in NOLA? Don’t worry, the Insurance Information Institute has you covered. #NHC2019 #NOLA #hurricaneprep

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3 weeks ago

As the legalization of #medicalmarijuana spreads, many are wondering about the consequences for #traffic #safety. Download our white paper to learn about #marijuana impairment -- how it affects driving abilities and how it might affect traffic safety: https://qoo.ly/wx8ha #cannabis #impaireddriving

Thought Leadership

I.I.I. News Wire

I.I.I.: Know Your Boat’s Insurance Coverage from Stem to Stern

For immediate release New York Press Office: 212-346-5500; media@iii.org  NEW YORK, May 16, 2019—With National Safe Boating Week (May 18-24) days away, the Insurance Information Institute (I.I.I.) reminds boat owners to secure the right type and amount of coverage for their recreational vessel.… Read More

I.I.I.: Small Businesses Have Big Insurance Needs

For immediate release New York Press Office: (212)-346-5500; media@iii.org   NEW YORK, May 6, 2019—On this first weekday of National Small Business Week (May 5-11), the Insurance Information Institute (I.I.I.) reminds entrepreneurs about the insurance policies they should consider as part of th… Read More

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Events Calendar

I.I.I. 2019 June Board Meeting
June
11
2019
Location: Washington, D.C. Please email valerieg@iii.org for more information.
IICF Women in Insurance Conference
June
12
2019
Since its inception in 2013, the IICF Women in Insurance Global Conference has drawn more than 6,000 men and women. This year’s theme, Gender Equity in a Changing World – What You Do Matters!, will deliver three days of leading global experts and engaging panel discussions, along with interactive workshops and stellar networking opportunities. Location: New York, NY; Website
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