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We are the Insurance Information Institute. Since 1960, the "Triple I" has had a single mission: To improve public understanding of insurance—what it does and how it works. We are here to serve everybody: consumers; students and educational institutions; insurance professionals; government and regulatory organizations; and the media. Learn More
Commercial Small business, big risk: Lack of cyber insurance is a serious threat

Cyber incidents hit one of every 10 U.S. small businesses last year yet only 31 percent of them have cyber insurance, according to the Insurance Information Institute and J.D. Power 2018 Commercial Cyber Insurance and Security Spotlight Survey℠.  Also see: Helping consumers understand the value of cyber insurance

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Homeowners + Renters Insurance What is covered by standard homeowners insurance?

If you have been affected by Hurricane Michael or another disaster, this article will help explain what standard homeowners policies typically cover. (Also see infographic: What are hurricane deductibles?)

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Insight + Analysis

Insurance Industry 2018 - Commentary on first half financial results

From a profitability perspective, 2018 will likely turn out to be a good year—maybe the best in more than a decade, in part because it started out quite well. The first half of 2018 produced a $6.0 billion underwriting gain vs. a $4.6 billion loss in the first half of 2017.  It is too soon, however, to know how the storms of the third quarter will affect full-year underwriting results, but at the least this first-half profit will moderate any underwriting losses that emerge. 

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I.I.I. Glossary

ANNUITANT- The person who receives the income from an annuity contract. Usually the owner of the contract or his or her spouse.

APPRAISAL- A survey to determine a property’s insurable value, or the amount of a loss.

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Thought Leadership

I.I.I. News Wire

Stand-alone Cyber Insurance Can Save Unprepared Small Businesses, Survey Finds

FOR IMMEDIATE RELEASE Sheena Bermingham, Coburn Communication: (212) 730-7045; sheena.bermingham@coburnww.com    Insurance Information Institute New York Press Office: (212) 346-5500; media@iii.org NEW YORK (October 18, 2018)— Cyber incidents hit one of every 10 U.S. Read More

MEDIA ADVISORY: I.I.I. Experts Are Available to Discuss Hurricane Michael Recovery  

FOR IMMEDIATE RELEASE Kim Kirchner, Coburn Communication: (212) 536-9837; Kim.Kirchner@coburnww.com   New York Press Office: (212) 346-5500; media@iii.org   NEW YORK, October 11, 2018 — Reporters covering Hurricane Michael’s aftermath are encouraged to contact the Insurance Informatio… Read More

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Events Calendar

PCI Annual Meeting
October
28
2018
Miami, FL, Website
Joint Industry Forum
January
17
2019
Marriott Marquis - New York, NY Website
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