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We are the Insurance Information Institute. Since 1960, the "Triple I" has had a single mission: To improve public understanding of insurance—what it does and how it works. We are here to serve everybody: consumers; students and educational institutions; insurance professionals; government and regulatory organizations; and the media. Learn More
Inflation Watch - December 2017

Both current and expected near-term general inflation continue to be low by historical standards, but there are pockets of rising inflation. By most measures, the U.S. economy is still growing, but capacity constraints might increase the likelihood of near-term price increases. From a macroeconomic policy viewpoint, gradually rising inflation is possible. Many forecasters project headline CPI for 2018 to range between 1.5 and 2.7 percent.


New and Trending

Disasters + Preparedness Insurance for landslides and mudflow

Aside from the danger of flooding, heavy rainfall can also lead to mudflow, basically creating a river of mud; and landslides, which are caused by the movement of the destabilized land—due either to gradual erosion or an accumulation of water. In this Q&A, learn what the difference is between mudflow and landslides in order to protect your property against a loss from either event. 


Insight + Analysis

Auto Update: Highway safety

Traffic fatalities were 1 percent lower in the first six months of 2017, compared with the same period in 2016, according to preliminary estimates from the National Safety Council (NSC). The organization says the decline comes after the steepest estimated two-year increase in traffic deaths since 1964.


I.I.I. Glossary

FRAUD- Intentional lying or concealment by policyholders to obtain payment of an insurance claim that would otherwise not be paid, or lying or misrepresentation by the insurance company managers, employees, agents and brokers for financial gain.

PROPERTY/CASUALTY INSURANCE CYCLE- Industry business cycle with recurrent periods of hard and soft market conditions. In the 1950s and 1960s, cycles were regular with three year periods each of hard and soft market conditions in almost all lines of property/casualty insurance. Since then they have been less regular and less frequent.

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Milliman Advanced Analytics’ James Dodge leads the conversation on the digital tech revolution. Insurance Thought Leadership’s Guy Fraker, Pypestream’s Donna Peeples, and The Institutes’ Pete Miller weigh in at #PCForum2018. Miller says “we’re seeing a confluence of technology we haven’t seen before” and that #blockchain “allows organizations to share info in a secure and trusted environment.”

Insurance Institute for Business & Home Safety’s Julie Rochman moderates the discussion on natural catastrophe trends at #PCForum2018 with AIR Worldwide’s Bill Churney, Swiss Re’s Alex Kaplan, Colorado State University’s Philip Klotzbach, and McKinsey & Company’s Erwann Michel-Kerjan.

Reinsurance Association of America’s Frank Nutter leads a compelling discussion on the rapidly changing global geopolitical landscape with Deloitte’s Howard Mills, XL Catlin’s Daniel Riordan, and Control Risks’ Dan Tawfik. Tawfik visualizes heightened risk for 2018 with “the fractionalization of the geopolitical order with the energy and financial crises, and global fiscal issues on a regional and hyperlocal level.” #PCForum2018

Mike Morrissey of the International Insurance Society discusses the #insurance industry’s greatest challenges with AIG’s Brian Duperreault, Argo Group’s Mark Watson and EMC Insurance Companies’ Bruce Kelley. Duperreault says “innovation in the insurance industry depends on our understanding of risk.” #PCForum2018

Dana Perino takes questions from the audience at #PCForum2018 about today’s media landscape and the advantages and detriments of the 24/7 news cycle.

Bestselling author and news analyst Dana Perino talks millennials and their expectations for their career paths. #PCForum2018

David Sampson of PCI - Property Casualty Insurers Association of America moderates an exciting keynote discussion at #PCForum2018 with best selling author and news analyst Dana Perino.

Charles Chamness of National Association of Mutual Insurance Companies discusses the unique challenges of economic disruptors for the #insurance industry with Jay Gelb of Barclays, Len Herk of NCCI, Paul McCaffrey of CSAA, and Matthew Mosher of A.M. Best Company. #PCForum2018

Leonard Herk of NCCI describes two phenomena challenging workers comp: automation and contingent employment relationships. #PCForum2018

Neil Spector of Verisk discusses the rapid disruption of the #insurance industry at #PCForum2018

Thought Leadership

I.I.I. News Wire

Annual Property/Casualty Joint Industry Forum Hosted By The Insurance Information Institute Brings Together Insurance And Business Thought Leaders In New York City

FOR IMMEDIATE RELEASE New York Press Office, Insurance Information Institute: (212) 346-5500; media@iii.org Kim Kirchner, Coburn Communication: (212) 536-9837; Kim.Kirchner@coburnww.com NEW YORK – (December 19, 2017) – Industry leaders from insurance and reinsurance companies, industry trade associa… Read More

In The Wake Of California’s Thomas Fire, Impacted Homeowners, Business Owners Can Start The Claims Filing Process

California Press Office: (707) 490-9365; janetr@iii.org New York Press Office: (212) 346-5500; media@iii.org   CALIFORNIA, December 14, 2017 —The Thomas fire, the fifth largest wildfire in California’s history, continues to rage through the southern part of the state but the property insurance… Read More

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Events Calendar

Millennials in Insurance
4%. Just 4%. That’s the number of millennials who are interested in a career in insurance (according to a recent survey from Hartford). The evidence is clear. Insurance is facing a millennial recruitment crisis. How can industry leaders attract, engage and retain millennials as champions in insurance? How can they demonstrate the potential of a long-term career in insurance? How can they make sure that essential skills and knowledge aren’t lost in a cross-generational talent gap? You can get all the answers at Millennials In Insurance, a landmark conference taking place in New York City on February 8. The clock is ticking on the millennial recruitment crisis. Together we can make sure time doesn’t run out. Event website 
34th Annual Issues & Research Conference
WCRI’s two-day program highlights the Institute’s latest research findings while drawing upon the diverse perspectives of highly respected workers’ compensation experts and policymakers from across the country. The following are among the questions the conference will be addressing using the latest research:
  • What challenges face the workers’ compensation system, and how might the system evolve to meet them?
  • Does opioid use have an effect on return to work?
  • How is the prescription drug crisis impacting American employers, and how are they responding?
  • What do providers, regulators, and payors have to say about value-based care?
  • Can low fee schedules create access-to-care issues for injured workers?
The WCRI conference is a leading workers’ compensation forum for policymakers, employers, labor advocates, insurance executives, health care organizations, claims managers, researchers, and others. Conference participants will leave with new insights, valuable networking contacts, and a better understanding of key issues in today’s competitive environment. Event website
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