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Insurance Industry 2019 - Commentary on first half financial results

The first half of 2019 was by most measures financially successful. Revenue and capital both rose in 2019:1H. Net premiums earned grew by 3.8 percent and policyholders’ surplus rose by 5.4 percent over its level at the end of the first half of 2018, ending at $802.2 billion.    

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New and Trending

Auto Insurance 8 questions to ask before buying auto insurance

The vehicle you own, your personal priorities and your budget all factor into your unique auto insurance needs. Before comparing policies and insurers, evaluate how you use your car and what risks you face to figure out what options make the best sense for you.

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Insight + Analysis

Insurance rating variables: What they are and why they matter

Rating variables are an indispensable tool for setting the cost of insurance and restricting their use can have unintended consequences, according to a new paper released jointly by the Casualty Actuarial Society (CAS) and the Insurance Information Institute.

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I.I.I. Glossary

INSURANCE SCORE- Insurance scores are confidential rankings based on credit information. This includes whether the consumer has made timely payments on loans, the number of open credit card accounts and whether a bankruptcy filing has been made. An insurance score is a measure of how well consumers manage their financial affairs, not of their financial assets. It does not include information about income or race.

Studies have shown that people who manage their money well tend also to manage their most important asset, their home, well. And people who manage their money responsibly also tend to handle driving a car responsibly. Some insurance companies use insurance scores as an insurance underwriting and rating tool.

CAPACITY-

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Thought Leadership

I.I.I. News Wire

Is Your Business Cyber Resilient? I.I.I. Offers 7 Ways Businesses Can Reduce Their Risks

For immediate release I.I.I. Read More

I.I.I. To Salute Resiliency Innovators at 2019’s InsureTech Connect Conference

For immediate release New York Press Office: (212) 346-5500; media@iii.org NEW YORK, September 20, 2019—The Resiliency Innovation Challenge will conclude on Wednesday, Sept. Read More

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Events Calendar

Central States Actuarial Forum (CSAF) 2019 Annual Meeting
October
14
2019
Location: Des Moines, IA; Website
Conference on Data in the New: Transforming Insurance
October
17
2019
Tobin College of Business, St. John’s University: The Center for Executive Education and Accenture (our platinum sponsor) will be holding our third insurtech-related Thought Leadership event on October 17. The program will be a mix of presentations and panel discussions delivered by industry experts. The fee for the day is $195. Location: 101 Astor Place, New York, NY 10003; Website
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